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Benefits Summary
List of Benefits
If scheduled to work 80 hours per pay period, you are eligible for:
Health Care Coverage*
Holy Rosary Healthcare offers three health care options. The PPO plan provides benefits both in-and out-of-network. Annual deductibles, co-payment levels and out-of-pocket maximums vary based on where services are received. The PPO provides for a $15 co-payment for office visits as well as discounted services. The High Deductible plan does not provide any network-type benefits. A participant may choose any provider; therefore, the plan pays significantly less than the PPO plan. The Supplemental plan is designed to "tie in" with another plan the participant may have. This plan pays the first $500 in covered expenses and then pays 20% of remaining expenses.
When You are Eligible: First day of the month following employment.
Cost: Depending on your coverage, you may share a cost of the premium with Holy Rosary Healthcare.
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Dental Care Coverage*
Holy Rosary Healthcare offers three dental care options. The $25/$50 option pays 100% of preventive and diagnostic services. Lifetime maximum of $2,000 for orthodontics and TMJ. The $50/$100 option pays 100% of preventive and diagnostic services. Lifetime maximum of $1,000 for orthodontics and TMJ.
When You are Eligible: First day of the month following employment.
Cost: Depending on your coverage, you may share the cost of the premium with Holy Rosary Healthcare.
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Vision Plan*
This benefit covers annual vision exam plus eyeglass and/or contact lenses every year and new frames every two years for each covered participant. The plan pays 80% of eligible costs up to maximum of $250/person.
When You are Eligible: First day of the month following employment.
Cost: You pay 100% of the premium.
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Flexible Spending Accounts* The Health Care Spending Account is for health care costs not reimbursed by medical, dental and/or vision insurance. The Dependent Care Spending Account is to pay for eligible expenses incurred for childcare for dependent children under the age or 13, or, other elder care as defined by the IRS.
When You are Eligible: First day of the month following employment.
Cost: You may defer pretax up to $2,000 annually for health care expenses and up to $5,000 annually ($2,500 if married and filing separate returns) for dependent care expenses.
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Life Insurance*
FULL TIME: The plan provides the opportunity to purchase up to five times your annual base salary in life insurance, up to maximum of $1,000,000.
PART TIME: The plan provides $15,000, $25,000, or $50,000 coverage.
When You are Eligible: First of the month following employment.
Cost: For full-time, Holy Rosary Healthcare provides for one times your annual base salary, with an option to purchase an additional four times annual base salary up to maximum of $1,000,000.
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AD&D Insurance* FULL TIME: The plan provides the opportunity to purchase up to five times your annual base salary in AD&D coverage, up to a maximum of $1,000,000.
PART TIME: The plan provides $15,000, $25,000, or $50,000 coverage.
When You are Eligible: First of the month following employment.
Cost: For full-time, Holy Rosary Healthcare provides for one times your annual base salary, with an option to purchase an additional four times annual base salary up to maximum of $1,000,000.
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Dependent Life Insurance* The plan provides three different options. The options include: $10,000 spouse/$5,000 child $20,000 spouse/$10,000 child $50,000 spouse/$25,000 child. The amount of dependent life insurance cannot be more than your life insurance coverage.
When You are Eligible: First of the month following employment.
Cost: You pay 100% of the premium, which is paid on an after-tax basis.
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Long Term Disability Holy Rosary Healthcare offers three LTD options that provide salary continuation of 40%, 50%, or 60% of monthly salary up to a maximum benefit of $6,000, $7,500, and $9,000 respectively. Benefits are integrated with social security and payments begin following 90 days of disability and may continue until age 65.
When You are Eligible: First of the month following employment.
Cost: You pay 100% of the premium, which is paid on an after-tax basis.
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Long Term Care* This benefit is designed to help cover the costs associated with extended long-term care, such as professional in-home care, assisting living facilities, and skilled nursing facilities. This plan is available to you and your extended family members. When You are Eligible: First of the month after receipt of approval from carrier.
Cost: You pay 100% of the premium .
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Paid Time Off (PTO)* Accrual rate based on hours paid and length of service with a maximum accrual of 40 days or 320 hours. You may use accrued PTO right away.
When You are Eligible: You will accrue PTO hours from date of hire.
Cost: N/A
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Extended Illness (EI)* Extended illness is paid starting on third day of each illness. Accrual rate based on hours paid with a maximum accrual of 60 days or 480 hours. You may use accrued EI right away.
When You are Eligible: You will accrue EI hours from date of hire.
Cost: N/A
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Bereavement Leave* Depending on family relationships, granted paid leave in the event of the death of a family member.
When You are Eligible:At time of employment.
Cost: N/A
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Retirement Plan* The SCLHS Defined Contribution Plan provides for a Holy Rosary Healthcare contribution toward the participants retirement needs and to encourage individual savings for retirement. Holy Rosary Healthcare provides for a 4% basic contribution and a matching contribution of $.50 per dollar saved of the first 4% a participant contributes to the Tax Deferred Annuity Program.
When You are Eligible: Eligible to participate after one year of service in which 1,000 hours worked. Vested after five years with 1,000 hours each year.
Cost: SCLHS pays 100% of the cost.
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Retirement Savings Plan* The SCLHS' 403(b) Retirement Savings Plan (RSP) is designed to supplement the retirement program. Any employee may request a portion of their income to be withheld and invested in the RSP rather than being paid as taxable income. The participant chooses the investment while payment of state and federal income tax is deferred on the funds and all earned interest until withdrawn.
When You are Eligible: At the time of employment.
Cost: You may contribute a portion of your pay on a pre-tax basis, up to the maximum contribution limit.
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Educational Assistance* The benefit is to encourage employees to pursue professional development. Educational assistance may be used for tuition, fees, and books. The course or degree program must be offered by an accredited educational institution. Graduate level courses may be reimbursed, but are subject to applicable federal and state taxes. When You are Eligible: After one year of employment.
Cost: Holy Rosary Healthcare reimburses up to $1,000 per year.
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Leave of Absence An unpaid leave of absence (LOA) may be granted for education, medical, military, or personal reasons for any eligible employee not on disciplinary probation.
When You are Eligible: After one year of employment, may be granted unpaid time off without loss of seniority.
Cost: N/A.
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Employee Assistance Program* The EAP is voluntary and strictly confidential. The program is to assist you with persistent problems or issues that may affect you at home or at work.
When You are Eligible: At the time of employment.
Cost: Holy Rosary Healthcare pays 100% of the cost.
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* If you are scheduled to work between 40 and 79 hours per pay period you are eligible to participate. However, cost sharing may increase for the employee.
All employees are eligible for miscellaneous benefits such as Workers' Compensation, Direct Deposit, Jury Duty, Credit Union, and appropriate Professional Dues.
The complete terms and conditions governing these benefits may be obtained through the Human Resources Department at 406-233-2608
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